Why MA Life Insurance and Living Wills Are Important
A living will is a legal document that is used to make known a person’s wishes for life prolonging medical treatments. It is also called an advance directive, health care directive, or a physician’s directive. This form is important because it provides your family and physicians with your wishes for medical treatment in the event that you are unable to speak for yourself.
A living will describes which treatments you do want and which treatments you do not want in the event that you suffer terminal illness or are in a vegetative state. It does not become effective unless you are incapacitated; until then you’ll be able to speak for yourself and relay your desires to your family and doctors.
If you remember Terry Schiavo you will identify how important a living will is. It shows how valuable it is to prepare for the future so that you do not burden your family with identifying what you treatments you may or may not want to have. In addition, to preparing for this unfortunate circumstance a person should also make arrangements so that their family is aware of what type of funeral or cremation services they want. There are some final expense insurance companies that will have on file your funeral or cremation wishes that you desire. Final expense life insurance is designed to ensure that your beneficiaries are paid within 24 hours after these services are performed. Not only will your family have peace of mind while you are alive but also when you pass away they will have the financial protection that is required to pay for these services.
The author is an independent insurance agent that sell life, final expense, and medicare supplemental insurance in MA, TX, and PA.